Personal Finance Editorial Content

Featured here is editorial content I've written for mid-middle market to large financial brands. Marketing or communications professionals at similar-sized, recognized financial brands that target mass affluent and high-net-worth readers committed to developing, managing, and enjoying their wealth, contact me about telling your brand stories. 

Let's discuss how I can help you create editorial content that fits seamlessly into your editorial content plan or enhance your editorial content plan so it meets your strategic objectives.

Client Testimonial

"Dahna has been a joy to work with, producing clean, engaging content while being very responsive, timely, and communicative. I’ve been very pleased with the quality of her work, the depth of her knowledge, her unique approach to the subject, and her high-quality source network.

I would work with her again in a heartbeat and fully recommend her to others for editorial content writing and journalism projects."—Katie Nordenson (Former Manager at Trusted Choice)

Financial First Aid for Elder Fraud Victims: Helping Your Senior Overcome an Economic Crime

Financial scams targeting elders are becoming more common and harder to recognize. The Federal Trade Commission (FTC)1 reported that, in 2022, older people (60-plus) reported losing more than $1.6 billion to fraud. This is a significant increase from the $1 billion lost by older adults the previous year. There are multiple types of frauds being tried on elders, and often, they succeed. Here's what to do when your senior has been victimized by this economic crime.

How to Not Outlive Your Retirement Savings

In today's world where people are living longer and future financial conditions are uncertain, a majority of them worry about running out of money in retirement. About 58% of those saving for retirement or already retired feel this fear. That's especially true for Gen X and Baby Boomers who are approaching retirement age or are already retired. To help ease these worries, an effective strategy is needed to protect retirement wealth and ensure a comfortable and secure financial future. Here's how to create one.

One Key to Increasing Wealth: Setting SMART Goals

You can take many paths to increased wealth, but it helps to have a recognized and easy-to-apply framework to structure your goals. The S.M.A.R.T. framework provides the structure and accountability that can help you turn your financial intentions into tangible results. Consider using the S.M.A.R.T. strategy to achieve financial goals like saving for college, starting a business, growing your income, paying off debt, reducing your taxes, or accumulating tangible assets.

Holiday Giving That Aligns With Your Goals

With concerns about recession and inflation as a backdrop to this holiday season, you may wonder whether you can give to loved ones in ways more reflective of your personal and family wealth goals. That can include saving on taxes and hedging against inflation — while remaining consistent with the values you and your gift recipient hold.

One of your values may be transferring wealth to the next generation to ensure they're prepared for the future and can weather macroeconomic shocks. Here are some ways to give the gift of economic well-being while protecting your finances.

Why inflation happens — and the role of the Fed

Most people know that inflation — the gradual rise in prices over time — decreases your purchasing power. And the recent bout of inflation has certainly had a profound impact on most people's purchasing power. At 8.5%,1 it's at its highest since the 1980s. This comes after price increases holding steady at the Federal Reserve's prescribed rate of a 2% annually since the Great Recession ended in 2009. What is the role of the Fed in mitigating inflation? [Note: I wrote this for the private wealth content platform for the bank's mass affluent audience.] (Image: Pexels)

10 Credit Card Myths Debunked

Getting a credit card can be a rite of passage into adulthood. It’s a way to help build credit, earn rewards, and manage your financial life. Yet, given all the credit card myths floating around, it's confusing to understand how a card can impact your credit score. We’ve debunked ten credit card myths and misconceptions and answered your burning questions like: “Should I pay off my credit card?” or “Is carrying a balance a good idea?” Read on to learn the most common credit card score myths that can hurt your credit score and gain more knowledge of personal finance.

Why Is Budgeting Important? 9 Reasons Explained

Budgeting is like a roadmap for your finances and can help inform your money moves. A money management strategy can guide you toward your financial goals while helping you avoid money pitfalls – it helps you clarify financial directions so you can be responsible with your money. A budget shapes both current and long-term financial decisions. By carefully tracking your income and expenses, you can spend and save responsibly, properly assess financial trade-offs, and stay focused on your goals. Here's why you need to create one now.

How to Avoid Distracted Driving

In 2020, 3,142 people were killed in motor vehicle collisions involving distracted drivers, according to the National Highway Safety Traffic Administration (NHTSA). Statistics from the Centers for Disease Control (CDC) show that nine people die daily in crashes reportedly involving distracted drivers. In most cases, mobile phones are the source of distraction. If you cause an accident, your auto insurance rates may skyrocket and you may experience significant legal problems depending on the accident's severity. So, you want to avoid distracted driving at all costs. Here's how.

Best Private Student Loans of 2024

A private student loan is a one that comes from a lender like a bank, credit union, or finance company. Since the government doesn’t issue these loans, they’re often called “non-federal student loans.” The "Best of" overviews 10 private student loan lenders who have special programs for different borrower types. •• About the Project: As an expert reviewer for this website, I substantially rewrote and updated this review, which was the equivalent of 13-15 pages of text. I used my expertise in SEO, personal finance, and U.S. politics and economics, and I provided editorial direction. A project like this takes substantial time to complete, especially when it requires multiple editor-requested revisions, and I charge by the hour to do the work. The editor was an SEO expert and said the end product met his high SEO standards for content. Click my name in the review to see why this website made me an expert. Image: Muhammadtaha Ibrahim Ma'aji on Pexels.com.

Best Debt Consolidation Loans for 2024

A debt consolidation loan combines multiple debts, like credit cards, personal loans, medical and others, into one loan. I summarize the features of each loan covered here. They may be different in your state and are subject to change frequently. So, please check the lender’s site for the updated information. In this "Best of" lender list, I also provide significant education on what debt consolidation loans are, the application process, and alternatives to debit consolidation. •• About the Project: I wrote this original "best of" from a client-provided detailed project brief that supplied SEO keywords, the lenders to review, and the required questions to answer for each lender. I extensively researched each lender and wrote the reviews. I also used my expertise in SEO, personal finance, and U.S. politics and economics in my writing, and I provided editorial direction. This project, which was the equivalent of 15 pages of text or 5,000 words, took about 30 hours to complete. The editor was an SEO expert and said the end product met his high SEO standards for content. Because of my work and extensive expertise on the two original reviews I wrote for the site, the client editor made me an expert on the site. Click my name in the review to see why this website owner made me one of its experts.

(Note: Clients pay me by the hour or word for projects like this and provide detailed project briefs.) Image: Monstera on Pexels.com.

Best Personal Loans for 2024: Reviewed and Ranked by Top Experts

A personal loan is unsecured debt offered to borrowers in a lump sum. Most personal loans come with fixed interest rates, fixed monthly payments, and fixed repayment terms. This makes personal loans a good option for borrowers who need cash but don't want t the high interest rates and unpredictable monthly payment amounts of credit cards. Choosing a personal loan can be challenging, so this "Best of" overviews 10 lenders who offer the best loan types for a borrower's situation. •• About the Project: As an expert reviewer for this website, I substantially rewrote and updated this review, which was the equivalent of 13-15 pages of text. I used my expertise in SEO, personal finance and lending, and U.S. politics and economics, and I provided editorial direction. The editor was an SEO expert and said the end product met his high SEO standards for content. Click my name in the review to see why this website made me an expert. Image: Sarah Chai on Pexels

How to Repair Your Credit in 12 Steps

A credit score is a vital number in your financial life. It’s a three-digit number between 350 and 850 that gives lenders an idea of how likely you are to repay debts. Your credit scores are calculated based on the information in your credit reports from the three major credit bureaus—Equifax, Experian, and TransUnion. This three-digit number determines whether you can get approved for credit cards, loans, mortgages, apartments, and more. Here's how to repair it and keep it good.

Best Student Loan Refinance Companies

If you want all your student debt—both federal and private loans placed into one private loan, possibly at a lower interest rate with lower monthly payments and longer to repay, then consider refinancing. •• About the Project: I wrote this original review from a client-provided detailed project brief that supplied SEO keywords and the required questions to answer for each lender. I selected the lenders to review from a spreadsheet provided to me by the marketing firm that owns the site. Then, I extensively researched each lender and wrote the reviews. I also used my expertise in SEO, personal finance, and U.S. politics and economics in my writing, and I provided editorial direction. This project, which was the equivalent of 15 pages of text or 5,000 words, took 30 hours to complete. The editor was an SEO expert and said the end product met his high SEO standards for content. Because of my work and extensive expertise on the two original reviews I wrote to the site, he made me an expert on the site. Click my name in the review to see why this website made me one of its experts.

(Note: Clients pay me by the hour or word for projects like this and provide detailed project briefs.) Image: Tima Miroshnichenko on Pexels.com.

Best Personal Loans for Bad Credit for 2024 Rated by Experts

According to myFICO, a credit score that’s lower than 580 is considered poor, and one between 580 and 669 is fair. Any credit score under 670 is below the average U.S. consumer credit score, and lenders will consider that borrower a higher risk. This "Best of" overviews loans available for borrowers with poor credit. •• About this Project: As an expert reviewer for this website, I substantially rewrote and updated this review, which was the equivalent of 13-15 pages of text. I used my expertise in SEO, personal finance, and U.S. politics and economics, and I provided editorial direction. A project like this takes substantial time to complete, especially when it requires multiple editor-requested revisions, and I charge by the hour to do the work. The editor was an SEO expert and said the end product met his high SEO standards for content. Click my name in the review to see why this website made me an expert. Image: Andrea Piacquadio on Pexels.com.
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